My promise to you is to "take all of all the loan stress out of the process for you". During the past 5 years, the lending industry, as well as, the home appraisal industry, has gone through complex changes with many homeowners being less than satisfied.My promise to you is to make the loan process easy for you.

My mortgage consultant services provide the following education sessions:

• Loan pre-approval
• Questions about home ownership
• Monthly payment and funds to close estimates
• Credit scores and assistance with improving your credit score

At Shelter Mortgage, I am the #2 performing loan officer in Georgia. In addition, I am ranked among the top 10 loan officers nationally.

I am licensed in the state of Georgia and have expertise in the following loans:

• Conventional Loans
• FHA Loans
• VA Loans
• USDA Loans
• Investment or rental properties Loans
• Second home Loans
• Condos or Townhomes
• Government sponsored bond program loans

Prior to Shelter Mortgage (formerly known as Fairfield Mortgage), I served as the top loan officer at my Wells Fargo division for many years for both volume and customer satisfaction.

My wife, Sue, and I have been married for 26 years. We have lived in Georgia for 15 years and are thrilled to call Georgia our home. I was born in California and graduated from California State University, Fullerton. We have two beautiful daughters.

Our oldest daughter, Alexandra, 19, is a freshman at the University of Georgia. Alex loves horses and is a champion equestrian horse back rider. She plans to attend law school in the future.

Our youngest daughter, Austin, 17, is a senior at Alpharetta High School. Austin loves cheerleading. Her high school team won the 2011 state competitive cheerleading championship. Her private cheerleading gym, Georgia All-Stars, won the World Cheerleading Championships in 2010.

My hobbies include golf, tennis, snow boarding and skiing with my family, and watching my children in their many horse back riding and cheerleading competitions. Also, I enjoy going to the University of Georgia football games with my family.We are also active members of North Point Community Church.

My family also places a very high value in giving back to the community and participates in the following charities:

• Habitat for Humanity
• Make a Wish Foundation
• North Fulton Community Food Foundation